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I love how this look combines some grungy aspects (the Hobo bag, the Curio sweater, and even the UGG boots with the socks) with modern touches (like the elegant clutch, the blue scarf, and the tank top). These two opposites create a great contrast that makes for a fun, unique, unexpected outfit–really a bolt out of the blue–perfect for the winter months. I love painting all my nails mint green except the ring finger, which is painted white. Golden rings also make a great accessory, especially when you can stack more than one on a finger.